Terms & Conditions

1. General Terms

By accessing and using our website, app, or visiting MRQ Jewellery, you accept and agree to be bound by the terms and provisions of this agreement. These terms apply to all visitors, users, and others who access or use our services.

2. Gold Savings Scheme

The MRQ Gold Savings Scheme is subject to the following conditions:

• Enrollment requires valid KYC documentation as mandated by government regulations.
• Installments must be paid regularly on or before the due date.
• The accumulated weight is calculated based on the live daily gold rate at the time of each successful payment.
• Redemption is applicable only at maturity, or under specific early withdrawal conditions which may incur penalties or forfeit benefits.
• Cash refunds are not permitted under the Gold Savings Scheme; accumulated value must be redeemed in gold jewellery or coins.

3. Pricing & Valuation

Gold rates fluctuate daily based on market conditions. The live rate displayed on our platform at the time of your transaction processing will be final and binding. We make every effort to ensure accuracy, but errors in pricing may occur due to technical issues, in which case the transaction may be subject to review.

4. Intellectual Property

All content included on this site, such as text, graphics, logos, images, and software, is the property of MRQ Jewellery or its content suppliers and protected by international copyright laws.

5. Modifications

MRQ Jewellery reserves the right to modify these terms and conditions at any time. We do so by posting and drawing attention to the updated terms on the site. Your decision to continue to visit and make use of the site after such changes have been made constitutes your formal acceptance of the new Terms and Conditions.

6. Governing Law

Any claim relating to MRQ Jewellery's website shall be governed by the laws of India, specifically under the jurisdiction of courts in Raichur District, Karnataka, without regard to its conflict of law provisions.